Commercial Insurance

Non-Profit Insurance

You dedicate your time and energy to uplifting others—our job is to protect the organization that makes it all possible. With DHW, your insurance plan will be as mission-driven as you are.

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Why Non-Profit Insurance Is Essential

Running a non-profit means navigating unique risks, tax laws, and compliance regulations. A generic business policy simply won’t do. Specialized coverage ensures that your organization, team, and operations are protected from loss, liability, or legal exposure. Most U.S. non-profits fall under 503(c)(3) status, affecting insurance eligibility and requirements. At DHW, we understand how to build policies that secure your mission and support your future.

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Customized Liability Protection

We tailor general liability and property coverage to meet your contractual needs—ensuring you’re protected during events, operations, or when facing third-party claims.

Executive & Board Coverage

Directors, officers, and fiduciaries need proper safeguards. Our D&O and E&O insurance ensures leadership can serve confidently, free from the fear of personal liability.

Cyber & Data Breach Insurance

Non-profits manage sensitive information. We help shield your organization from cyber threats, data breaches, and errors that could compromise your mission and your community.

Volunteer & Employee Protections

From workplace incidents to travel accidents, we cover both staff and volunteers. We also address unique exposures like workplace violence and employee dishonesty.

Full Protection Backed by Experience

DHW protects non-profits from:
✔ Regulatory liabilities and compliance risks
✔ Property damage and theft
✔ Cybersecurity breaches and data loss
✔ Staff, volunteer, and director liabilities

Why Non-Profits Trust DHW

For over 50 years, non-profits have relied on DHW for custom insurance solutions rooted in Dedication, Heart, and Wisdom. We don’t just build policies—we build partnerships. From risk management to tailored recommendations, we take the time to understand your cause and craft insurance that fuels your impact. Let’s protect your mission—together.