Commercial Insurance

Construction Insurance

Construction isn’t just about drywall and concrete — it’s about managing every moving piece: safety, contracts, timing, and reputation. At DHW, we create protection that understands the risks on the jobsite and supports every phase — from bidding to build to handoff.

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Why Construction Risk Needs a Specialist Point of View

Job sites are dynamic — weather delays, design changes, subcontractor liability, equipment breakdowns, and on-the-ground hazards all shift daily. One overlooked weak link or exclusion in coverage can derail a project, breathe life into disputes, or cost tens of thousands.

We don’t believe in one-size-fits-all policies. DHW partners with builders, contractors, and tradespeople to map risk across each project’s lifecycle. We help you anticipate exposures, understand contract obligations, and structure protection that flexes with the real world, not just your policy page.

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Residential Construction

From ground-breaking to handover, residential projects face countless risks. Our policies guard against damage, theft, and unexpected delays—keeping your project (and investment) safe.

Commercial Construction

Heavy equipment, jobsite liability, and large-scale timelines—commercial builds demand serious coverage. We tailor policies to your business, protecting your people and your progress.

Specialized Industrial

Not all construction fits the mold. For industrial work that goes beyond standard coverage, we design insurance solutions that align with your unique risk environment.

Infrastructure & Heavy Construction

Building major infrastructure requires specialized risk management. We offer builder’s insurance that covers high-value equipment, large teams, and complex logistics.

General Contractors

Manage multiple crews and shifting schedules without worry. Our general liability insurance protects contractors and subcontractors from jobsite injuries and more.

Risk Protection for Every Project

Construction clients get more than insurance — they get a partner who understands timelines, risk, and the pressures of the industry. We assist you with:

Preconstruction review for coverage gaps
Contract guidance to align insurance with obligations
Coverage that scales across small projects or large portfolios
Claims advocacy with the carriers who underwrite complex construction exposure

We don’t just insure builds — we support builders.

Why Choose DHW?

We’ve been shaping construction insurance solutions for over 50 years. Our team knows how to navigate the evolving risks of the industry while delivering smart, scalable coverage. Whether you need support with workers’ comp, safety solutions, or bond requirements, we’ve got your back.

Work with a team that builds policies with Dedication, Heart, and Wisdom. Let’s craft a plan that grows with your business—brick by brick.